About Kelly Naff

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With over 24 years of experience in the mortgage industry, I have built my career around helping individuals and families achieve their dream of homeownership. There is nothing more fulfilling to me than guiding clients through the lending process and seeing the joy of closing on their new home. I am committed to providing personalized service, ensuring every client feels supported and informed every step of the way.

Family is at the heart of everything I do. My wife Michelle and I first met in 1996 and through life’s twists and turns, got married in the summer 2022. We have a 17-year-old son, Orion, who plans to attend San Diego State University in the fall of 2025, and he continues to impress us every day. Our household also includes two energetic dogs: Indie, a spirited German Shorthaired Pointer, and Dory, a loyal American Staffordshire Terrier.

When I’m not helping clients, you can find me exploring the great outdoors. I love camping, floating whitewater rivers, and fishing or crabbing along the beautiful Oregon coast. These activities bring me peace and balance, fueling my passion for life and work alike.

Whether you’re a first-time homebuyer, a seasoned investor, or looking to refinance, I’m here to help you navigate the mortgage process with ease and confidence. Let’s work together to make your homeownership dreams a reality!

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503-881-3942

KellyNaff@VictoryHomeLoans.net

3000 Market St. NE Ste. 120 Salem, OR 97301

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